Chapter 20 is a two section lesson that explains and shows you a lot of ways how you can manage your money and ect.....Budget is a plan for saving and spending money based on your income and your expenses. For example in section one 20.1 it talks about how a budget works and that is a plan for saving and spending money based on your income, and how to define your goals, how to make the best choises it gives you examples on what you can do, and how to keep track of your spedings and to keep all your receipts when you make them and after you get them..
Section 2. when making choices remeber to be creative. If you need to trim your budge, you may be able to do so without giving up the items 2 is a section that talks about adjusting to personal change as you get to aduthhood and then financial responability that you have to take as you grow up..and also it tell us on how economy changes ans how affect us ,the inflation and recession are part of it, and also how you can get help if you ever need it and how it benefits you where to go your better choises...
