1:30-6:30pm
1:30-6:30pm
1:30-6:30pm
1:30-6:30pm
1:30-5::30pm
Monday, May 19, 2008
Monday, May 12, 2008
Monday, May 5, 2008
Tuesday, April 22, 2008
plans for next week
Ms. Crownover i am planning on working from tuesday to friday of next week since i passed all my TAKS test allredy.......
Monday, April 21, 2008
Tuesday, April 15, 2008
Thursday, April 10, 2008
ch 21 rev.
Chapter 21 section 1 reviewWhy might someone who is just starting out prefer a regular savings account to a CD?Explain why you should start contributing to a retirement plan as soon as you can.Why do some people find it difficult to save for retirement?
Chapter 21 section 2 reviewWhy might you choose a regular checking account instead of a NOW account?2. Why must you write the amount of a check in both numbers and words?3. Why is it important to reconcile your check register and bank statement?To make sure that they agree.
Chapter 21 section 3 reviewWhy is a credit card more convenient for everyday purchases than a loan?Why is it easy for some people to get into financial trouble when they have credit cards?Why do business check with credit bureaus before extending credit to individuals?
Chapter 21 section 2 reviewWhy might you choose a regular checking account instead of a NOW account?2. Why must you write the amount of a check in both numbers and words?3. Why is it important to reconcile your check register and bank statement?To make sure that they agree.
Chapter 21 section 3 reviewWhy is a credit card more convenient for everyday purchases than a loan?Why is it easy for some people to get into financial trouble when they have credit cards?Why do business check with credit bureaus before extending credit to individuals?
ch 21 vocab
Dividend – a portion of a fund or an organization’s profits.
Certificate of deposit – A type of investment in which a person deposits a specific amount of money for a fixed amount of time at a stated interest rate.
401K plan – a type of pension plan in which an employee contributes a specific portion of his or her salary to the plan each year.
Individual retirement account -Keogh plan – a retirement plan for self-employed peopleSimplified employee pension -Endorse – to sign one’s name on the back of a check before depositing or cashing it.
Check register – a small booklet that allows one to keep track of money in one’s checking account.
Reconcile – to compare items and then make them agree; used to prefer to a checking account statement and check register.
Credit – a sum of money a person can use before having to reimburse the credit lender.
Application fee – the amount of money charged to apply for a loan.Down payment – The amount of money paid at the time something is purchased through an installment loan.
Finance charge – Fees that lenders charge but are usually based on the amount of money owed.
Annual percentage rate – The amount of interest for one year, expressed as a percentage.
Credit bureau – an agency that collects information on how promptly people on businesses pay their bills.
Certificate of deposit – A type of investment in which a person deposits a specific amount of money for a fixed amount of time at a stated interest rate.
401K plan – a type of pension plan in which an employee contributes a specific portion of his or her salary to the plan each year.
Individual retirement account -Keogh plan – a retirement plan for self-employed peopleSimplified employee pension -Endorse – to sign one’s name on the back of a check before depositing or cashing it.
Check register – a small booklet that allows one to keep track of money in one’s checking account.
Reconcile – to compare items and then make them agree; used to prefer to a checking account statement and check register.
Credit – a sum of money a person can use before having to reimburse the credit lender.
Application fee – the amount of money charged to apply for a loan.Down payment – The amount of money paid at the time something is purchased through an installment loan.
Finance charge – Fees that lenders charge but are usually based on the amount of money owed.
Annual percentage rate – The amount of interest for one year, expressed as a percentage.
Credit bureau – an agency that collects information on how promptly people on businesses pay their bills.
Monday, April 7, 2008
Monday, March 24, 2008
Tuesday, March 18, 2008
self evaluation
i havent had time to get the pictures from my dad becouse he has been very buisy but i will have them in as soon as possible no later than tomorrow
MY CAREER SUGGESTIONS
1.
Heavy Equipment Operator
2.
Tree Harvester
3.
Farm Equipment Mechanic
4.
Heavy Equipment Mechanic
5.
Race Car Mechanic
6.
Appliance Repairer
7.
Diesel Mechanic
8.
Motorcycle Mechanic
9.
Small Engine Mechanic
10.
Aircraft Mechanic
11.
Automobile Mechanic
12.
Millwright
13.
Arborist
14.
Heating, Air Conditioning, Refrigeration Tech
15.
Electronics Repairer
16.
Industrial Machinery Mechanic
17.
Elevator Installer and Repairer
18.
Crane Operator
19.
Renovator
20.
Automobile Assembler
21.
Miner (Underground)
22.
Tool and Die Maker
23.
Locksmith
24.
Machinist
25.
Office Machine Repairer
26.
Printing Press Operator
27.
Concrete Mason
28.
Roustabout / Leasehand
29.
Cable Installer and Repairer
30.
Aquaculturist
31.
Roofer
32.
Beekeeper
33.
Optical / Ophthalmic Lab Technician
34.
Production Woodworker
35.
Tow Truck Driver
36.
Sheet Metal Worker
37.
Carpenter
38.
Carpet and Upholstery Cleaner
39.
Vending Machine Servicer
40.
Tailor / Dressmaker
Heavy Equipment Operator
2.
Tree Harvester
3.
Farm Equipment Mechanic
4.
Heavy Equipment Mechanic
5.
Race Car Mechanic
6.
Appliance Repairer
7.
Diesel Mechanic
8.
Motorcycle Mechanic
9.
Small Engine Mechanic
10.
Aircraft Mechanic
11.
Automobile Mechanic
12.
Millwright
13.
Arborist
14.
Heating, Air Conditioning, Refrigeration Tech
15.
Electronics Repairer
16.
Industrial Machinery Mechanic
17.
Elevator Installer and Repairer
18.
Crane Operator
19.
Renovator
20.
Automobile Assembler
21.
Miner (Underground)
22.
Tool and Die Maker
23.
Locksmith
24.
Machinist
25.
Office Machine Repairer
26.
Printing Press Operator
27.
Concrete Mason
28.
Roustabout / Leasehand
29.
Cable Installer and Repairer
30.
Aquaculturist
31.
Roofer
32.
Beekeeper
33.
Optical / Ophthalmic Lab Technician
34.
Production Woodworker
35.
Tow Truck Driver
36.
Sheet Metal Worker
37.
Carpenter
38.
Carpet and Upholstery Cleaner
39.
Vending Machine Servicer
40.
Tailor / Dressmaker
Friday, March 7, 2008
PLANS FOR SPRING BREAK WORK
My Plans for Spring Break is to work if the weather is good and maybe ill be working most of the week in San Antonio since i have a ride to go every morning back and forth...and work in lakeway.
Monday, March 3, 2008
Tuesday, February 26, 2008
Monday, February 25, 2008
basic math ch 23
Suppose you bought an exercise machine for $161, books for $36,CD's for $32, and a watch for $45.If the states sales tax is 4%, how much did you spend?
$161
$ 36
+ $ 32
$ 45
_____
$274*.4%=10.96
$161
$ 36
+ $ 32
$ 45
_____
$274*.4%=10.96
CH 23.2 Review
1. why is it important to build up work credits? -helps you to get social security benefits
2. Why is the program of benefits discussed in this section called Social Security?- the program of benefits help provide benefits.
3. What may happen to social security by the time you retire if the system isnt changed soon? - less retirement money will be given out to you.
2. Why is the program of benefits discussed in this section called Social Security?- the program of benefits help provide benefits.
3. What may happen to social security by the time you retire if the system isnt changed soon? - less retirement money will be given out to you.
ch 23.1 Review
1. List five characteristics of a good tax system. Why are these features desirble?- all of this are important=fair tax system,clear tax laws, stable tax system,flexable,and convenient tax collection .
2. How does the amount of money you earn and the amount withheld determine whether you owe income tax? - If you make over or under a certain amount that tells you, you owe them and how much .
3. How will understanding such terms as exemption, dependent, and deduction help you complete a tax return? - following the rules will help you complete the tax return easier.
2. How does the amount of money you earn and the amount withheld determine whether you owe income tax? - If you make over or under a certain amount that tells you, you owe them and how much .
3. How will understanding such terms as exemption, dependent, and deduction help you complete a tax return? - following the rules will help you complete the tax return easier.
Chapter 23 Key Terms
IRS:agency that collects federal taxes and oversees the federal tax system
Withhlod:take out money from your paycheck to pay income tax due on your wagesincome tax return: a form that shows how much you earned from working and made from other sources
Exemption:a fixed amount of money that is excused from
taxes deduction:an expense that you are allowed to subtract from your income.
Work credits:are measurements of how long you've worked.
Disabled worker:someone who can ont work cause of enjury
Medicare:benefits that are for health
unemployment insurance: not working
Workers compensation:money paid to workers who are hurt
Withhlod:take out money from your paycheck to pay income tax due on your wagesincome tax return: a form that shows how much you earned from working and made from other sources
Exemption:a fixed amount of money that is excused from
taxes deduction:an expense that you are allowed to subtract from your income.
Work credits:are measurements of how long you've worked.
Disabled worker:someone who can ont work cause of enjury
Medicare:benefits that are for health
unemployment insurance: not working
Workers compensation:money paid to workers who are hurt
ch 23 Recalling key concepts
2. Which of the following is not a characteristic of a fixed system?
B tax rules are clear and simple
3. You'll have to pay additional income tax if.
C did'nt recieve a W-2
4. Socail Security taxes are paid by ?
C both workers an demployers
5. Which one of the following benefits is not part of Social Security?
B survivors' benefits
6. One reason why the Social security system is in trouble is that.
B birth rate is declining
B tax rules are clear and simple
3. You'll have to pay additional income tax if.
C did'nt recieve a W-2
4. Socail Security taxes are paid by ?
C both workers an demployers
5. Which one of the following benefits is not part of Social Security?
B survivors' benefits
6. One reason why the Social security system is in trouble is that.
B birth rate is declining
ch 23 summery
Chapter 23 is a chapter of two lessons where it teaches you how to do taxes and how they work, where do they go and etc., section 23.1 talks about taxes that are payments that people must make to support federal, state, and local governments. Internal Revenue Services or IRS-is the agency that collects federal taxes and oversees the federal tax system...Common taxes include income taxes. Withhold, - or take out, money fo from your paychecks to go pay incometax due on your wages. It also talks abut the tax dollars that pay for a wide range of services, such as education, transportation, and military services, it also shows you how can you influence the way that tax dollars are spent by voting for officials who represent our views, a good tax system should be fair, simple, convenient, stable, and flexible. Incometax return- is a form that shows how much you earned from working and made from other sources.When your income tax return shows how much income you received and how much tax you owe, and from your w-4 you will tell your employer how much tax to withhold and from the w-2 you will be able to find out how much you earned. Exemption- is a fixed amount of money that is excused from taxes. Deduction- is an expense that you are allowed to subtract from you income. Then section 23.2 is about the money that social security benefits comes chiefly from social security taxes paid by workers and employers and how the government uses you social security number to keep track of your contributions Work credits- are measurements of how long you've worked. work history and the benefits include disability benefits survivors’ benefits, retire benefits, and health insurance benefits and it talks abut the two state run programs that provide benefits for workers are unemployed insurance and workers’ comensation.
Tuesday, February 12, 2008
Tuesday, February 5, 2008
Ch 20 outline...................................................................................................................................
Chapter 20 is a two section lesson that explains and shows you a lot of ways how you can manage your money and ect.....Budget is a plan for saving and spending money based on your income and your expenses. For example in section one 20.1 it talks about how a budget works and that is a plan for saving and spending money based on your income, and how to define your goals, how to make the best choises it gives you examples on what you can do, and how to keep track of your spedings and to keep all your receipts when you make them and after you get them..
Section 2. when making choices remeber to be creative. If you need to trim your budge, you may be able to do so without giving up the items 2 is a section that talks about adjusting to personal change as you get to aduthhood and then financial responability that you have to take as you grow up..and also it tell us on how economy changes ans how affect us ,the inflation and recession are part of it, and also how you can get help if you ever need it and how it benefits you where to go your better choises...
Monday, February 4, 2008
Chapter 20. Recalling key Concepts
2. The first step in planing your budget is to ? (b) obtain budget software.
3.You should file your bills?(b) as you receive or pay them.
4.One way to help yourself stay within your budget is to?(a) track your spending.
5.Personal changes that affect yor finances include?(a) inflation
6.Inflation,recession,and unemploymeent are all examples of ?(a) economic changes
7.You can usually receive free or low cost help for financial problems from?(c) government publications.
3.You should file your bills?(b) as you receive or pay them.
4.One way to help yourself stay within your budget is to?(a) track your spending.
5.Personal changes that affect yor finances include?(a) inflation
6.Inflation,recession,and unemploymeent are all examples of ?(a) economic changes
7.You can usually receive free or low cost help for financial problems from?(c) government publications.
Chapter 20. Vocabulary
Budget: is a plan for saving abd spending money based ob your income and your expences.
Record Keeping: is organizing and maintaining records of your income and spending.
Financial Responsibility:as you move toward adulthood your accountability ib money matters.
Record Keeping: is organizing and maintaining records of your income and spending.
Financial Responsibility:as you move toward adulthood your accountability ib money matters.
Monday, January 28, 2008
CHAPTER 19 OUTLINE 1/28/08
Chapter 19 Outline
(Economics and the Consumer)
(Economics and the Consumer)
Chapter 19 has 2 sections, section one is about Economics and the Consumer It talks to you about The Free-enterprise System means that individuals or businesses may buy and sell and set prices with little government interference........Producers and consumers the people who provide goods and services are called producers and people that people who buys from companies are the consumers.......It also explains to you what a Marketplace is, a marketplace is where buying and selling occur....Price Fluctuation happens becouse of this things Supply and demand, Production costs, Competition.......Measuring the Economy the condition of the economy can determine how much you make at a job and what you can afford to buy....Gross Domestic Product this is known as the total dollar value of all goods and services produced in the United States. ....this section also talks about consumer price index and inflation and unemployment......
Section 2 is about You, the Consumer.....This section talks to you about Smart Shopping and this steps.....Pay attention to quality and when possible, plan the timing of you purchases also take advantage of discount stores and consider buying used or second hand goods last but not least to explore online options....also be beware of what you buy dont get Consumer Fraud becouse there are people outhere trying to cheat you.....there is also Groups that Protect Consumers....ther are Government agencies that helps the consumer such as THE FEDERAL TRADE COMPANY(FTG) THERE ARE ALLWAYS WARRANTY WHEN YOU BUY A NEW AND SOMETIMES USED ITEMS AT THE STORE THER IS ALSO CONSUMER GROUPS....
Section 2 is about You, the Consumer.....This section talks to you about Smart Shopping and this steps.....Pay attention to quality and when possible, plan the timing of you purchases also take advantage of discount stores and consider buying used or second hand goods last but not least to explore online options....also be beware of what you buy dont get Consumer Fraud becouse there are people outhere trying to cheat you.....there is also Groups that Protect Consumers....ther are Government agencies that helps the consumer such as THE FEDERAL TRADE COMPANY(FTG) THERE ARE ALLWAYS WARRANTY WHEN YOU BUY A NEW AND SOMETIMES USED ITEMS AT THE STORE THER IS ALSO CONSUMER GROUPS....
Friday, January 25, 2008
Ch 19 Recalling Key Concepts
2. False--laws set safely standards, regulate some prices and wages, and protect consumers.....
3. False--when there is no competition prices tend to go higher...
4. True--The consumer price index and the unemployment rate are two yardsticks for measuring the economy..
5. True--Buying generic products when their quality is comparible to brand-name products is one way to save money...
6. True--The consumer product safety Commission enforces rules abount advertising,labeling, and warranties..
3. False--when there is no competition prices tend to go higher...
4. True--The consumer price index and the unemployment rate are two yardsticks for measuring the economy..
5. True--Buying generic products when their quality is comparible to brand-name products is one way to save money...
6. True--The consumer product safety Commission enforces rules abount advertising,labeling, and warranties..
Thursday, January 24, 2008
Chapter 19 Vocabulary
Economics-the field of study that tries to explain how people produce, distribute, and use goods and services.
Economic-system-is country's way of using resources to provide goods and services that its people want and need.
Free Enterprise-menas that individuals or businesses may buy and sell and set prices with little government interference.
Consumers-people who by and use goods and services.
Producers-The companies or individuals who makeor provide goods and services.
Marketplace-is where buying and selling occur.
Gross Domestic Product or GDP-The total dollar value of all goods and services produced in the United States.
Inflation-Occurs when the average prices of goods and services rise sharply.
Consumer Fraud-Dishonest business practices used by people who are trying to trick or cheat you.
Bait and Switch-A retiler advertises a bargain0the bait0to lure people into the store.
Warranty-is a guarantee that a product meets certain standards of quality.
Economic-system-is country's way of using resources to provide goods and services that its people want and need.
Free Enterprise-menas that individuals or businesses may buy and sell and set prices with little government interference.
Consumers-people who by and use goods and services.
Producers-The companies or individuals who makeor provide goods and services.
Marketplace-is where buying and selling occur.
Gross Domestic Product or GDP-The total dollar value of all goods and services produced in the United States.
Inflation-Occurs when the average prices of goods and services rise sharply.
Consumer Fraud-Dishonest business practices used by people who are trying to trick or cheat you.
Bait and Switch-A retiler advertises a bargain0the bait0to lure people into the store.
Warranty-is a guarantee that a product meets certain standards of quality.
Tuesday, January 22, 2008
weekly schedule 1/21-1/25
1/21 12:00-5:00
1/22 12:00-5:00
1/23 12:00-5:00
1/24 12:00-5:00
1/25 12:00-4:00
1/22 12:00-5:00
1/23 12:00-5:00
1/24 12:00-5:00
1/25 12:00-4:00
Friday, January 18, 2008
weekly shedule 1/15-1/18
1/14 12:00-5:00
1/15 12:00-5:00
1/16 12:00-5:00
1/17 12:00-5:00
1/18 12:00-4:00
1/15 12:00-5:00
1/16 12:00-5:00
1/17 12:00-5:00
1/18 12:00-4:00
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